I am not sure if I am posting this in the correct forum; Does anyone have experience developing credit card XML pages? I have successfully used XML to get shipping data from the UPS server, but I don&#039;t use SSL for that. I need to use SSL for my credit card page, but I am not sure how to keep my site anonymous access and then suddenly switch it to SSL just for the credit card XML posting segment. I am posting to an https:// credit card acceptance server but that, in itself, doesn&#039;t constitute SSL encryption does it? The little padlock symbol doesn&#039;t appear when I post to an https:// site. Somehow I think "MY" site has to be SSL and I&#039;m not sure which way to go.<BR>thank you, Nelson