Just wondering if anyone knows what protocols (if any) exist for the transfer of Credit Card details over the net. <BR>I wish to have customers enter a card number, encrypt it and send it to a secure server for later offline processing via point of sale.<BR>Is there any legal requirements or ramifications concerning hackers etc breaching security and obtaining numbers?<BR>Do I or my client need insurance to cover this?<BR>Any information would be extremely helpful.<BR>Thanks<BR>The Rat